Hub Page Banner_Transparent_I'm Considering Private Loans

Is a private loan right for you?

Learn how private student loans compare to federal options, including who they’re best suited for, what protections they lack, and when alternatives like Parent PLUS loans may make more sense.

What legal and financial risks should you know before taking out a private loan?

Understand the potential long-term risks tied to private loans, from repayment challenges and cosigner obligations to legal consequences if payments fall behind.

Looking for ways to reduce, settle, or get rid of private student loan debt?

Understand the potential long-term risks tied to private loans, from repayment challenges and cosigner obligations to legal consequences if payments fall behind.

Do you have private loans with Navient?

Can you turn your private student loans into federal student loans?